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Showing posts from October 30, 2016

Determining if your Medicaid is Minimal Essential Coverage (MEC)

Most Medicaid programs are considered "minimum essential coverage" (also known as qualifying health coverage). This means they meet the requirement for having health coverage under the health care law.If your Medicaid program counts as minimum essential coverage: You are not eligible for a premium tax credit or other savings to enroll in a Marketplace insurance plan. You should immediately end Marketplace insurance for anyone in your household who is enrolled in these Medicaid programs and is also using premium tax credits with a Marketplace plan.If your Medicaid program DOESN’T count as minimum essential coverage: You are eligible for premium tax credits and other savings on a Marketplace insurance plan, if you qualify based on your income and other criteria. Indiana Medicaid that COUNTS as “minimum essential coverage” in Indiana If anyone in your household is covered by the following programs, they do have minimum essential coverage. This means they are not eligible for pr…

Important info for families with an ACA plan and a child with Medicaid

Once you get a final determination that you're eligible for Medicaid or the Children’s Health Insurance Program (CHIP) that counts as qualifying health coverage (or "minimum essential coverage"): You’re no longer eligible for a Marketplace plan with advance payments of the premium tax credit and savings on out-of-pocket costsYou should IMMEDIATELY end Marketplace coverage with premium tax credits or other cost savings for anyone in your household who is determined eligible for or already enrolled in Medicaid or CHIP that counts as qualifying health coverageIf you still want a Marketplace plan after you’re found eligible for Medicaid or CHIP, you will have to pay full price for your share of the Marketplace plan without premium tax credits or other cost savingsNote: Most programs through Medicaid and CHIP count as qualifying health coverage under the health care law. If your Medicaid program doesn't count as qualifying health coverage, you may be eligible for advance …

7 Tips To Help Avoid Costly Health Plan Enrollment Headaches

With the annual sign-up period for plans on the health law’s marketplaces starting Nov. 1, many consumers are worried about rising premiums, shrinking provider networks and the departure of major insurers such as UnitedHealthcare, Aetna and Humana from many exchanges. The impact on coverage will vary, but the shifting landscape means that it’s more important than ever for consumers to carefully evaluate the plans that are available in their area and choose the best one for their needs. There are several elements to factor into that decision. It’s crucial to log into the marketplace and review plan details. Comparing plan premiums and deductibles only scratches the surface of what you should evaluate before selecting a plan this fall. Policy details can make an important difference in coverage and costs, but it may take some digging to uncover them. Avoid Premium Sticker Shock Premium increases for 2017 will generally be higher than last year’s rate hikes, though with significant geogr…

Assistance with Voting Accessibility Issues

Election Day is next Tuesday, November 8. The polls will be open from 6:00 am to 6:00 pm. Get out and vote! If you have any issues with polling place accessibility, Indiana Disability Rights attorneys will be on call to answer your questions and take complaints. If you are a person with a disability, and you are unable to cast your vote privately and independently during this election, contact Indiana Disability Rights at 800-622-4845. If you experience any of the following issues, call Indiana Disability Rights: No accessible path from the parking spot/drop off point to the voting booth - The polling location can only be reached by stairs or non-paved surfaces like gravel or grassNo doorway wide enough for a wheelchair to get through to access the polling locationNo automatic doors or someone available to open doorsNo functioning accessible voting machineNo poll workers available who know how to assist with operating the accessible voting machine If you need assistance to vote, a pol…